{"metadata":{"_oai":{"id":"oai:ipsj.ixsq.nii.ac.jp:00237221","sets":["1164:3925:11477:11663"]},"path":["11663"],"owner":"44499","recid":"237221","title":["一任型資産運用サービスにおける利用者行動に関する分析と考察～ロボアドバイザーの利用意図に影響を与える要因について～"],"pubdate":{"attribute_name":"公開日","attribute_value":"2024-07-15"},"_buckets":{"deposit":"193b95ca-4a52-4369-be29-78f5a78eee67"},"_deposit":{"id":"237221","pid":{"type":"depid","value":"237221","revision_id":0},"owners":[44499],"status":"published","created_by":44499},"item_title":"一任型資産運用サービスにおける利用者行動に関する分析と考察～ロボアドバイザーの利用意図に影響を与える要因について～","author_link":["649031","649024","649027","649023","649026","649028","649032","649030","649029","649025"],"item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"一任型資産運用サービスにおける利用者行動に関する分析と考察～ロボアドバイザーの利用意図に影響を与える要因について～"},{"subitem_title":"Analysis and Consideration of User Behavior in Discretionary Asset Management Services ～Factors Influencing the Intention to Use Robo-advisors～","subitem_title_language":"en"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"IPSJ-SPT","subitem_subject_scheme":"Other"}]},"item_type_id":"4","publish_date":"2024-07-15","item_4_text_3":{"attribute_name":"著者所属","attribute_value_mlt":[{"subitem_text_value":"長崎県立大学／独立行政法人情報処理推進機構"},{"subitem_text_value":"城西大学／独立行政法人情報処理推進機構"},{"subitem_text_value":"独立行政法人情報処理推進機構"},{"subitem_text_value":"独立行政法人情報処理推進機構"},{"subitem_text_value":"独立行政法人情報処理推進機構"}]},"item_4_text_4":{"attribute_name":"著者所属(英)","attribute_value_mlt":[{"subitem_text_value":"University of Nagasaki / Information-technology Promotion Agency, Japan (IPA)","subitem_text_language":"en"},{"subitem_text_value":"Josai University / Information-technology Promotion Agency, Japan (IPA)","subitem_text_language":"en"},{"subitem_text_value":"Information-technology Promotion Agency, Japan (IPA)","subitem_text_language":"en"},{"subitem_text_value":"Information-technology Promotion Agency, Japan (IPA)","subitem_text_language":"en"},{"subitem_text_value":"Information-technology Promotion Agency, Japan (IPA)","subitem_text_language":"en"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"jpn"}]},"item_publisher":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"情報処理学会","subitem_publisher_language":"ja"}]},"publish_status":"0","weko_shared_id":-1,"item_file_price":{"attribute_name":"Billing file","attribute_type":"file","attribute_value_mlt":[{"url":{"url":"https://ipsj.ixsq.nii.ac.jp/record/237221/files/IPSJ-CSEC24106015.pdf","label":"IPSJ-CSEC24106015.pdf"},"date":[{"dateType":"Available","dateValue":"2026-07-15"}],"format":"application/pdf","billing":["billing_file"],"filename":"IPSJ-CSEC24106015.pdf","filesize":[{"value":"820.8 kB"}],"mimetype":"application/pdf","priceinfo":[{"tax":["include_tax"],"price":"660","billingrole":"5"},{"tax":["include_tax"],"price":"330","billingrole":"6"},{"tax":["include_tax"],"price":"0","billingrole":"30"},{"tax":["include_tax"],"price":"0","billingrole":"44"}],"accessrole":"open_date","version_id":"b3c93f6a-2d32-40ff-9a26-702af9fc8b20","displaytype":"detail","licensetype":"license_note","license_note":"Copyright (c) 2024 by the Information Processing Society of Japan"}]},"item_4_creator_5":{"attribute_name":"著者名","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"島, 成佳"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"竹村, 敏彦"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"小川, 隆一"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"佐川, 陽一"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"銭谷, 謙吾"}],"nameIdentifiers":[{}]}]},"item_4_creator_6":{"attribute_name":"著者名(英)","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"Shigeyoshi, Shima","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"Toshihiko, Takemura","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"Ryuichi, Ogawa","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"Youichi, Sagawa","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"Kengo, Zenitani","creatorNameLang":"en"}],"nameIdentifiers":[{}]}]},"item_4_source_id_9":{"attribute_name":"書誌レコードID","attribute_value_mlt":[{"subitem_source_identifier":"AA11235941","subitem_source_identifier_type":"NCID"}]},"item_4_textarea_12":{"attribute_name":"Notice","attribute_value_mlt":[{"subitem_textarea_value":"SIG Technical Reports are nonrefereed and hence may later appear in any journals, conferences, symposia, etc."}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourceuri":"http://purl.org/coar/resource_type/c_18gh","resourcetype":"technical report"}]},"item_4_source_id_11":{"attribute_name":"ISSN","attribute_value_mlt":[{"subitem_source_identifier":"2188-8655","subitem_source_identifier_type":"ISSN"}]},"item_4_description_7":{"attribute_name":"論文抄録","attribute_value_mlt":[{"subitem_description":"金融機関でも AI の利活用は進んでおり，ロボアドバイザーとして資産運用サービスが利用者向けに提供されている．ロボアドバイザーが投資アドバイスや資産運用等を行うことで，専門家よりも低価格でサービス提供が可能となり，政府が推進する「貯蓄から投資へ」の促進に有効なものとして期待できる．本論文では，金融資産運用サービス利用に関して実施したアンケート調査をもとに，ロボアドバイザーによる一任型資産運用サービスについて，利用者が利用したいという意図に関わる要因を分析する．具体的には，一般的に新しいサービスの普及の検証に用いられる技術受容モデル（TAM）の要因に「信頼」「社会的影響」を加えた仮説モデルに基づき，アンケート調査結果から「利用への行動意図」に影響を与える要因を構造方程式モデリング（SEM）によって分析した結果について報告する．","subitem_description_type":"Other"}]},"item_4_description_8":{"attribute_name":"論文抄録(英)","attribute_value_mlt":[{"subitem_description":"Financial institutions are making progress in the use of AI, which is included in financial asset management services as Robo-advisors. Robo-advisors provide investment advice and asset management services at a lower cost compared to financial expert services. This is expected to be effective in promoting the \"shift from savings to investment\" policy of the government. In this paper, we look at Robo-advisor discretionary asset management services as a new AI-based asset management service, and analyze factors related to the intention of users to use the service for acquiring knowledges of utilizing such financial AI services. For this purpose we analyze results of a financial asset management services questionnaire. We adopt a hypothetical model which is an extension of Technology Acceptance Model (TAM) with newly added factors \"trust\" and \"social influence\" and describe the factors influencing \"behavioral intention to use” utilizing SEM (Structural Equation Modeling) approach.","subitem_description_type":"Other"}]},"item_4_biblio_info_10":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicPageEnd":"7","bibliographic_titles":[{"bibliographic_title":"研究報告コンピュータセキュリティ（CSEC）"}],"bibliographicPageStart":"1","bibliographicIssueDates":{"bibliographicIssueDate":"2024-07-15","bibliographicIssueDateType":"Issued"},"bibliographicIssueNumber":"15","bibliographicVolumeNumber":"2024-CSEC-106"}]},"relation_version_is_last":true,"weko_creator_id":"44499"},"id":237221,"updated":"2025-01-19T08:57:14.298899+00:00","links":{},"created":"2025-01-19T01:39:43.737053+00:00"}