{"metadata":{"_oai":{"id":"oai:ipsj.ixsq.nii.ac.jp:00237160","sets":["1164:6389:11481:11662"]},"path":["11662"],"owner":"44499","recid":"237160","title":["Exploring the possibility of Defi lending protocols to offer unsecured personal loans"],"pubdate":{"attribute_name":"公開日","attribute_value":"2024-07-15"},"_buckets":{"deposit":"2e306ac5-37ac-47a5-882f-2b65a7cb8391"},"_deposit":{"id":"237160","pid":{"type":"depid","value":"237160","revision_id":0},"owners":[44499],"status":"published","created_by":44499},"item_title":"Exploring the possibility of Defi lending protocols to offer unsecured personal loans","author_link":["648647","648655","648649","648646","648651","648648","648654","648653","648652","648650"],"item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"Exploring the possibility of Defi lending protocols to offer unsecured personal loans"},{"subitem_title":"Exploring the possibility of Defi lending protocols to offer unsecured personal loans","subitem_title_language":"en"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"IPSJ-CSEC","subitem_subject_scheme":"Other"}]},"item_type_id":"4","publish_date":"2024-07-15","item_4_text_3":{"attribute_name":"著者所属","attribute_value_mlt":[{"subitem_text_value":"Waseda University"},{"subitem_text_value":"Waseda University"},{"subitem_text_value":"Waseda University"},{"subitem_text_value":"Waseda University"},{"subitem_text_value":"Waseda University"}]},"item_4_text_4":{"attribute_name":"著者所属(英)","attribute_value_mlt":[{"subitem_text_value":"Waseda University","subitem_text_language":"en"},{"subitem_text_value":"Waseda University","subitem_text_language":"en"},{"subitem_text_value":"Waseda University","subitem_text_language":"en"},{"subitem_text_value":"Waseda University","subitem_text_language":"en"},{"subitem_text_value":"Waseda University","subitem_text_language":"en"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"eng"}]},"item_publisher":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"情報処理学会","subitem_publisher_language":"ja"}]},"publish_status":"0","weko_shared_id":-1,"item_file_price":{"attribute_name":"Billing file","attribute_type":"file","attribute_value_mlt":[{"url":{"url":"https://ipsj.ixsq.nii.ac.jp/record/237160/files/IPSJ-SPT24056039.pdf","label":"IPSJ-SPT24056039.pdf"},"date":[{"dateType":"Available","dateValue":"2026-07-15"}],"format":"application/pdf","billing":["billing_file"],"filename":"IPSJ-SPT24056039.pdf","filesize":[{"value":"933.4 kB"}],"mimetype":"application/pdf","priceinfo":[{"tax":["include_tax"],"price":"660","billingrole":"5"},{"tax":["include_tax"],"price":"330","billingrole":"6"},{"tax":["include_tax"],"price":"0","billingrole":"46"},{"tax":["include_tax"],"price":"0","billingrole":"44"}],"accessrole":"open_date","version_id":"1e028ed8-ed5b-4ee8-ac42-76d3ec249bef","displaytype":"detail","licensetype":"license_note","license_note":"Copyright (c) 2024 by the Information Processing Society of Japan"}]},"item_4_creator_5":{"attribute_name":"著者名","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"呉, 怡萱"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"堤, 真聖"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"塩谷, 麻紀子"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"渡邉, 健"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"佐古, 和恵"}],"nameIdentifiers":[{}]}]},"item_4_creator_6":{"attribute_name":"著者名(英)","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"Yihsuan, Wu","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"Masato, Tsutsumi","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"Makiko, Shioya","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"Ken, Watanabe","creatorNameLang":"en"}],"nameIdentifiers":[{}]},{"creatorNames":[{"creatorName":"Kazue, Sako","creatorNameLang":"en"}],"nameIdentifiers":[{}]}]},"item_4_source_id_9":{"attribute_name":"書誌レコードID","attribute_value_mlt":[{"subitem_source_identifier":"AA12628305","subitem_source_identifier_type":"NCID"}]},"item_4_textarea_12":{"attribute_name":"Notice","attribute_value_mlt":[{"subitem_textarea_value":"SIG Technical Reports are nonrefereed and hence may later appear in any journals, conferences, symposia, etc."}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourceuri":"http://purl.org/coar/resource_type/c_18gh","resourcetype":"technical report"}]},"item_4_source_id_11":{"attribute_name":"ISSN","attribute_value_mlt":[{"subitem_source_identifier":"2188-8671","subitem_source_identifier_type":"ISSN"}]},"item_4_description_7":{"attribute_name":"論文抄録","attribute_value_mlt":[{"subitem_description":"DeFi implemented on Ethereum can be open to all, potentially addressing financial exclusion. However, current DeFi lending protocols heavily rely on collateral, excluding those truly in need of funds. This paper explores the possibility of DeFi lending protocols to offer unsecured personal loans. We outline three main goals for the protocol: Stable Market, Fair Opportunities and Terms, and Privacy Protection. Our work contributes by designing an approach capable of mitigating default risk without requiring collateral or guarantors, thus achieving these goals and making it possible for DeFi lending protocols to offer unsecured personal loans. Following this approach, we define essential requirements to demonstrate how to design DeFi lending protocols, encompassing legal and technical possibilities across various infrastructural environments.","subitem_description_type":"Other"}]},"item_4_description_8":{"attribute_name":"論文抄録(英)","attribute_value_mlt":[{"subitem_description":"DeFi implemented on Ethereum can be open to all, potentially addressing financial exclusion. However, current DeFi lending protocols heavily rely on collateral, excluding those truly in need of funds. This paper explores the possibility of DeFi lending protocols to offer unsecured personal loans. We outline three main goals for the protocol: Stable Market, Fair Opportunities and Terms, and Privacy Protection. Our work contributes by designing an approach capable of mitigating default risk without requiring collateral or guarantors, thus achieving these goals and making it possible for DeFi lending protocols to offer unsecured personal loans. Following this approach, we define essential requirements to demonstrate how to design DeFi lending protocols, encompassing legal and technical possibilities across various infrastructural environments.","subitem_description_type":"Other"}]},"item_4_biblio_info_10":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicPageEnd":"7","bibliographic_titles":[{"bibliographic_title":"研究報告セキュリティ心理学とトラスト（SPT）"}],"bibliographicPageStart":"1","bibliographicIssueDates":{"bibliographicIssueDate":"2024-07-15","bibliographicIssueDateType":"Issued"},"bibliographicIssueNumber":"39","bibliographicVolumeNumber":"2024-SPT-56"}]},"relation_version_is_last":true,"weko_creator_id":"44499"},"id":237160,"updated":"2025-01-19T08:58:30.177628+00:00","links":{},"created":"2025-01-19T01:39:38.037959+00:00"}