| Item type |
SIG Technical Reports(1) |
| 公開日 |
2024-07-15 |
| タイトル |
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タイトル |
Exploring the possibility of Defi lending protocols to offer unsecured personal loans |
| タイトル |
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言語 |
en |
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タイトル |
Exploring the possibility of Defi lending protocols to offer unsecured personal loans |
| 言語 |
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言語 |
eng |
| キーワード |
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主題Scheme |
Other |
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主題 |
IPSJ-CSEC |
| 資源タイプ |
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資源タイプ識別子 |
http://purl.org/coar/resource_type/c_18gh |
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資源タイプ |
technical report |
| 著者所属 |
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Waseda University |
| 著者所属 |
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Waseda University |
| 著者所属 |
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Waseda University |
| 著者所属 |
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Waseda University |
| 著者所属 |
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Waseda University |
| 著者所属(英) |
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en |
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Waseda University |
| 著者所属(英) |
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en |
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Waseda University |
| 著者所属(英) |
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en |
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Waseda University |
| 著者所属(英) |
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en |
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Waseda University |
| 著者所属(英) |
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en |
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Waseda University |
| 著者名 |
呉, 怡萱
堤, 真聖
塩谷, 麻紀子
渡邉, 健
佐古, 和恵
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| 著者名(英) |
Yihsuan, Wu
Masato, Tsutsumi
Makiko, Shioya
Ken, Watanabe
Kazue, Sako
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| 論文抄録 |
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内容記述タイプ |
Other |
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内容記述 |
DeFi implemented on Ethereum can be open to all, potentially addressing financial exclusion. However, current DeFi lending protocols heavily rely on collateral, excluding those truly in need of funds. This paper explores the possibility of DeFi lending protocols to offer unsecured personal loans. We outline three main goals for the protocol: Stable Market, Fair Opportunities and Terms, and Privacy Protection. Our work contributes by designing an approach capable of mitigating default risk without requiring collateral or guarantors, thus achieving these goals and making it possible for DeFi lending protocols to offer unsecured personal loans. Following this approach, we define essential requirements to demonstrate how to design DeFi lending protocols, encompassing legal and technical possibilities across various infrastructural environments. |
| 論文抄録(英) |
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内容記述タイプ |
Other |
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内容記述 |
DeFi implemented on Ethereum can be open to all, potentially addressing financial exclusion. However, current DeFi lending protocols heavily rely on collateral, excluding those truly in need of funds. This paper explores the possibility of DeFi lending protocols to offer unsecured personal loans. We outline three main goals for the protocol: Stable Market, Fair Opportunities and Terms, and Privacy Protection. Our work contributes by designing an approach capable of mitigating default risk without requiring collateral or guarantors, thus achieving these goals and making it possible for DeFi lending protocols to offer unsecured personal loans. Following this approach, we define essential requirements to demonstrate how to design DeFi lending protocols, encompassing legal and technical possibilities across various infrastructural environments. |
| 書誌レコードID |
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収録物識別子タイプ |
NCID |
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収録物識別子 |
AA12628305 |
| 書誌情報 |
研究報告セキュリティ心理学とトラスト（SPT）
巻 2024-SPT-56,
号 39,
p. 1-7,
発行日 2024-07-15
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| ISSN |
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収録物識別子タイプ |
ISSN |
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収録物識別子 |
2188-8671 |
| Notice |
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SIG Technical Reports are nonrefereed and hence may later appear in any journals, conferences, symposia, etc. |
| 出版者 |
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言語 |
ja |
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出版者 |
情報処理学会 |
IPSJ-SPT24056039.pdf (933.4 kB)
