{"created":"2025-01-19T01:30:49.315019+00:00","updated":"2025-01-19T10:59:15.309476+00:00","metadata":{"_oai":{"id":"oai:ipsj.ixsq.nii.ac.jp:00230824","sets":["6504:11436:11444"]},"path":["11444"],"owner":"44499","recid":"230824","title":["クラウドソーシングを用いたクレジットスコアの算出方法 -マイクロファイナンスへの応用-"],"pubdate":{"attribute_name":"公開日","attribute_value":"2023-02-16"},"_buckets":{"deposit":"b7f9c686-04f0-4705-8cd2-b6daa2624a07"},"_deposit":{"id":"230824","pid":{"type":"depid","value":"230824","revision_id":0},"owners":[44499],"status":"published","created_by":44499},"item_title":"クラウドソーシングを用いたクレジットスコアの算出方法 -マイクロファイナンスへの応用-","author_link":["622440"],"item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"クラウドソーシングを用いたクレジットスコアの算出方法 -マイクロファイナンスへの応用-"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"コンピュータと人間社会","subitem_subject_scheme":"Other"}]},"item_type_id":"22","publish_date":"2023-02-16","item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"jpn"}]},"item_22_text_3":{"attribute_name":"著者所属","attribute_value_mlt":[{"subitem_text_value":"九大"}]},"item_publisher":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"情報処理学会","subitem_publisher_language":"ja"}]},"publish_status":"0","weko_shared_id":-1,"item_file_price":{"attribute_name":"Billing file","attribute_type":"file","attribute_value_mlt":[{"url":{"url":"https://ipsj.ixsq.nii.ac.jp/record/230824/files/IPSJ-Z85-1ZH-08.pdf","label":"IPSJ-Z85-1ZH-08.pdf"},"date":[{"dateType":"Available","dateValue":"2023-11-17"}],"format":"application/pdf","filename":"IPSJ-Z85-1ZH-08.pdf","filesize":[{"value":"255.9 kB"}],"mimetype":"application/pdf","accessrole":"open_date","version_id":"0d955936-b610-476b-b7b7-ecba062f70ee","displaytype":"detail","licensetype":"license_note","license_note":"Copyright (c) 2023 by the Information Processing Society of Japan"}]},"item_22_creator_5":{"attribute_name":"著者名","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"島川, 久範"}],"nameIdentifiers":[{}]}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourceuri":"http://purl.org/coar/resource_type/c_5794","resourcetype":"conference paper"}]},"item_22_source_id_9":{"attribute_name":"書誌レコードID","attribute_value_mlt":[{"subitem_source_identifier":"AN00349328","subitem_source_identifier_type":"NCID"}]},"item_22_description_7":{"attribute_name":"論文抄録","attribute_value_mlt":[{"subitem_description":"本研究の目的は、最貧困層の人々でも金融機関からお金が借りられる社会の実現である。本研究では、クラウドソーシングを用いて、クレジットスコアを算出する方法を提案し、その有効性を検証する。クラウドソーシングにより借り手の仕事の能力を数値化し、説明変数としてクレジットスコアの算出により利用する。これにより、収入が低い借り手や過去の融資履歴を持っていない借り手でも、仕事の能力を向上させることで高いクレジットスコアを保有することが可能になる。高いクレジットスコアを保有することで、最貧困層であっても金融機関からお金を借りることが可能になる。","subitem_description_type":"Other"}]},"item_22_biblio_info_10":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicPageEnd":"578","bibliographic_titles":[{"bibliographic_title":"第85回全国大会講演論文集"}],"bibliographicPageStart":"577","bibliographicIssueDates":{"bibliographicIssueDate":"2023-02-16","bibliographicIssueDateType":"Issued"},"bibliographicIssueNumber":"1","bibliographicVolumeNumber":"2023"}]},"relation_version_is_last":true,"weko_creator_id":"44499"},"id":230824,"links":{}}